Degree Course: Juridical Sciences in Banking and Finance
A.Y. 2022/2023
Conoscenza e capacità di comprensione
Il Corso propone una preparazione tecnica nelle materie giuridiche ed economico-aziendali, attribuendo agli studenti lo sviluppo di competenze trasversali, generali e specifiche, di alta specializzazione nel settore dei mercati finanziari.
Il Corso fornisce così allo studente una solida preparazione di base nelle discipline giuridiche, economiche ed aziendali, ed in particolare conferisce un'adeguata padronanza dei principi e degli istituti dell'ordinamento giuridico, utili per analizzare, comprendere e agire nel rispetto del quadro giuridico-normativo che regola l’articolato panorama europeo e nazionale del sistema bancario e finanziario.
Capacità di applicare conoscenza e comprensione
Il corso fornisce gli strumenti idonei per comprendere il funzionamento dei mercati finanziari e degli organismi ivi operanti.
Inoltre, introduce le competenze necessarie per accedere ai settori “regolamentazione” degli studi professionali con operatività internazionale, sia con sede in Italia, sia all’estero, dando inoltre particolare rilievo all’attribuzione di competenze attinenti all’apprendimento del c.d.
“inglese giuridico”.
A tale ultimo riguardo, il Corso di laurea prevede, oltre all’attivazione di un insegnamento specifico di “inglese giuridico” (pari a 4 CFU), anche alcuni insegnamenti svolti in lingua inglese, in modo da formare specialisti adeguatamente preparati per affrontare il mondo del lavoro in questo settore caratterizzato, più di altri, dall’utilizzo corrente della lingua inglese (si pensi ad esempio che a seguito della realizzazione della Banking Union, le competenze di vigilanza sulle banche di maggiore rilievo di tutti i paesi dell’area dell’euro sono state conferite a un’istituzione europea, la Banca Centrale Europea, che utilizza come lingua di lavoro, al suo interno e con i destinatari della supervisione, l’inglese).
Al fine di avvicinare gli studenti al mondo del lavoro è prevista la possibilità di svolgere un periodo di Tirocinio presso enti esterni (banche, imprese finanziarie, studi legali, autorità di settore, come la Consob o la Banca d’Italia) pari a 4 CFU.
In alternativa, i 4 crediti formativi possono essere conseguiti attraverso la frequenza di attività seminariali offerte dal Dipartimento di Giurisprudenza e dal Dipartimento di Economia Aziendale, che consentono agli studenti di rafforzare gli skills professionali utili per affrontare il mondo del lavoro e della ricerca.
Autonomia di giudizio
I laureati del Corso magistrale in Scienze Giuridiche-Banca e Finanza acquisiscono la capacità di raccogliere ed interpretare con metodo i dati normativi e di prassi applicativa utili a determinare interpretazioni autonome, tenendo anche in considerazione le determinanti e le ricadute di natura economica delle scelte normative.
Abilità comunicative
I laureati acquisiscono la capacità di comunicare informazioni, idee, problemi e soluzioni di problemi a interlocutori sia specialisti in materie giuridiche ed economiche, sia non specialisti, utilizzando, quando occorra una lingua straniera con la padronanza della terminologia giuridica ed economica appropriata.Capacità di apprendimento
I laureati sviluppano quelle capacità di apprendimento e di metodo che sono loro necessarie per intraprendere studi e approfondimenti settoriali successivi e per seguire l’evoluzione del dibattito giuridico ed economico in materia bancaria e finanziaria in completa autonomia.Requisiti di ammissione
Il requisito di accesso è limitato al possesso di una laurea triennale o titolo equipollente in una lista di classi di laurea molto vasta comprensiva di studi giuridici ed economici, con particolare riferimento alle seguenti classi di laurea:
-L-14 Scienze dei servi giuridici
-L-18 Scienze dell'economia e della gestione aziendale
-L-36 Scienze politiche e delle relazioni internazionali
In alternativa, occorre essere in possesso di un titolo estero, che venga riconosciuto come idoneo.
Inoltre, per l’ammissione al corso di laurea è necessario aver conseguito almeno 6 CFU nei seguenti settori scientifico-disciplinari: IUS/04 e IUS/09 e superare una verifica della personale preparazione.
Prova finale
La prova finale consiste nella preparazione di un elaborato scritto (la tesi) e la sua successiva discussione di fronte ad apposita commissione di laurea su uno specifico tema, anche interdisciplinare, legato a insegnamenti di cui lo studente abbia superato l'esame, trattato con un elevato grado di approfondimento personale, adeguato al numero significativo di crediti formativi riconosciuti dall'ordinamento didattico.
L’elaborato può essere redatto indifferentemente in lingua italiana o inglese.
Lo studente espliciterà le proprie scelte al momento della presentazione,
tramite il sistema informativo di ateneo, del piano di completamento o del piano di studio individuale,
secondo quanto stabilito dal regolamento didattico del corso di studio.
FIRST YEAR
First semester
Course
|
Credits
|
Scientific Disciplinary Sector Code
|
Contact Hours
|
Exercise Hours
|
Laboratory Hours
|
Personal Study Hours
|
Type of Activity
|
Language
|
20110502 -
Economia monetaria
(objectives)
Monetary Economics (SECS-P / 01) - The course aims to provide a basic knowledge to understand the role of money and the functioning of financial markets in advanced economic systems, providing also the tools for future autonomous learning by students. Particular attention is paid to the analysis of the functions and characteristics of financial intermediaries, of the most popular financial instruments and of the mechanism for forming the prices of financial assets. With reference to the Dublin descriptors, particualr attention will be devoted to developing in the students autonomy of judgment with respect to the current debate. As part of the general objectives of the degree program, the course allows students to acquire an autonomous ability to analyze and recognize the mechanisms that guide the evolution of the financial system in which companies operate, and the ability to transfer the results of personal analysis to the group of people with whom they will interact in their work.
|
7
|
SECS-P/01
|
56
|
-
|
-
|
-
|
Core compulsory activities
|
ITA |
20110557 -
Corporations
|
8
|
IUS/04
|
64
|
-
|
-
|
-
|
Core compulsory activities
|
ENG |
20110469 -
Internal Market and Monetary Union Law
(objectives)
Students acquire knowledge and understanding of internal market law, state aid law and monetary union law. These objectives will also be achieved through the examination of cases and other materials. The student will develop a critical awareness of the relevant primary and secondary law and will be able to make independent judgments based on the correct use of legal language. The student will also develop communication skills on the course topics with good linguistic technique. In terms of learning skills, the student will be able to conduct his or her own evaluation of legal issues by putting into practice the method and learning acquired during lectures and seminars.
|
7
|
IUS/14
|
56
|
-
|
-
|
-
|
Core compulsory activities
|
ITA |
20101111 -
LEGAL ENGLISH
(objectives)
The course aims for the acquisition of modern Legal English terminology used in the sector. Students will learn specific legal lexicon to understand, analyze, critique and interpret opinions of general juridical texts and opinions, European directives and regulations, courtroom procedures, intellectual property, landmark decisions, etc. Students will reach a B2-C1 level of English and will be able to understand, clearly express themselves and explain legal topics in specific, clear, modern legal terminology appropriate for the sector.
|
4
|
|
32
|
-
|
-
|
-
|
Other activities
|
ENG |
Optional Group:
Materia a scelta(2 insegnamenti da 7CFU tra quelli proposti) - (show)
|
14
|
|
|
|
|
|
|
|
20110004 -
BUSINESS CONTRACTS
(objectives)
The course aims to analyse the issues of commercial contract law: - to understand what kind of protection is assured to the different interests involved in certain business transactions; - to understand how contract law pays attention to the business, its organization and the market; - to understand the kind of assessment to be carried out before the execution of a contract in relation to the risk of bankruptcy.
|
7
|
IUS/04
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
20110586 -
CIVIL PROCEDURE I
|
Also available in another semester or year
|
20101479 -
LEGAL CLINIC
|
Also available in another semester or year
|
21201485 -
FINANCIAL MARKET LAW
(objectives)
The purpose of the course is to provide exhaustive knowledge of financial intermediaries, markets and the supervisory agency and, particularly, the following matters: financial markets laws; solicitation to the public; services and investment firms; institutional investors; company listed shares rules; controls on the securities market.
|
7
|
IUS/05
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21210153 -
DOMESTIC ACCOUNTING PRINCIPLES
|
Also available in another semester or year
|
21210155 -
IFRS AND FINANCIAL INFORMATION
|
Also available in another semester or year
|
21201542 -
CORPORATE AND INVESTMENT BANKING
(objectives)
The Course is focused on the investment banking business as a group of services offered to corporate and institutional clients. The Course objective is the analysis of the main business areas under different points of view: deal structuring, processes followed during the transactions and roles played by the intermediary, the impact on the performance of the bank.
|
7
|
SECS-P/11
|
56
|
-
|
-
|
-
|
Elective activities
|
ENG |
21201489 -
ECONOMY OF INSURANCE AND WELFARE COMPANIES
|
Also available in another semester or year
|
21210101 -
FINANCIAL SERVICES STRATEGIES
(objectives)
The course aims at opening the black box of managerial decisions connected with the strategy making process in the financial services industry nowadays. This main goal is pursued with lectures, seminars, case discussions and project works. By the end of this course students should be able to understand the main competitive strategies of traditional and new suppliers in the financial services industry, at corporate and at business areas level. A large part of the the course is dedicated to Fintech, focussing on competitive strategic choices of newcomers (FinTech and BigTech) and of traditional financial institutions (incumbents). Traditional lectures, seminars, business cases and project works are the teaching methods used. Lectures and seminars are carried out by Professor Previati and other academics and practitioners.
|
7
|
SECS-P/11
|
56
|
-
|
-
|
-
|
Elective activities
|
ENG |
21210109 -
RISK MANAGEMENT AND VALUE CREATION IN BANKING
(objectives)
The main objectives of the course are: (i) to develop knowledge to define, measure and manage the main types of risks faced by banks; (ii) to analyze the constraints deriving from regulation to the risk measurement procedure and capital quantification; (iii) to analyze and evaluate the creation of value.
|
7
|
SECS-P/11
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201721 -
Competitive Strategies in Financial Services
(objectives)
The course aims at illustrating the strategic and organizational choices of suppliers of financial services, with special regard to banking groups operating in different business lines. These choices are analyzed in the light of business strategy and banking academic literature. The suppliers of financial services are influenced by regulatory and technological changes, in a market that is more and more international. During the course different business lines are observed (retail banking, private and corporate banking, payment services), taking care of the bundling and unbundling of different kinds of intermediation activities. Besides supply, also demand of financial services is analyzed; a large part of the the course is dedicated to Fintech, focussing on competitive strategic choices of newcomers (FinTech and BigTech) and of traditional financial institutions (incumbents). Traditional lectures, seminars, business cases and project works are the teaching methods used.
|
7
|
SECS-P/11
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21210113 -
STATISTICS
|
Also available in another semester or year
|
21210239 -
GENERAL MATHEMATICS
(objectives)
According to the Degree Course in Economics and Business Management (CLEGA), the course aims at enabling students to grasp the basic mathematical topics and tools needed in Economics and Firm Management modeling. Upon completion of this course, the student will be able to know the basics of mathematical analysis, of differential calculus and of linear algebra; articulate these notions in a conceptually and formally correct way; using adequately definitions, theorems and proofs understand the nature of mathematics as an axiomatic-deductive system; apply the fundamental theoretical results of mathematical analysis, of differential calculus and of linear algebra to the solution of problems and exercises; actively search for deductive ideas and chains that are fit to prove possible links between the properties of mathematical objects and to solve assigned problems
|
7
|
SECS-S/06
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201494 -
FINANCIAL MATHEMATICS
|
Also available in another semester or year
|
21201735 -
Insurance and Pensione Funds
|
Also available in another semester or year
|
21201736 -
QUANTITATIVE FINANCE AND DERIVATIVES
|
Also available in another semester or year
|
21201404 -
ENVIRONMENTAL BUSINESS ECONOMICS AND SUSTAINABLE ENTERPRISE
|
Also available in another semester or year
|
21210034 -
BUSINESS ECONOMICS - ADVANCED COURSE
|
|
21210034-1 -
ECONOMIA AZIENDALE - CORSO AVANZATO - I MODULO
|
7
|
SECS-P/07
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
20110609 -
Business crisis law and bankruptcy procedures
|
Also available in another semester or year
|
|
Second semester
Course
|
Credits
|
Scientific Disciplinary Sector Code
|
Contact Hours
|
Exercise Hours
|
Laboratory Hours
|
Personal Study Hours
|
Type of Activity
|
Language
|
20110470 -
Capital Markets
(objectives)
Capital Markets
|
9
|
IUS/05
|
72
|
-
|
-
|
-
|
Core compulsory activities
|
ENG |
21210153 -
DOMESTIC ACCOUNTING PRINCIPLES
(objectives)
The teaching of the National Accounting Standard deepens the accounting and financial reporting of operations that present different solutions based on the Italian legislation in force and the national accounting standards issued by the Italian Accounting Body. At the end of the course, the student will have acquired: • in-depth application knowledge of the techniques for accounting for operations for the preparation of the national financial statements; • an adequate ability to analyze the effects deriving from the adoption of alternative accounting techniques.
|
9
|
SECS-P/07
|
72
|
-
|
-
|
-
|
Related or supplementary learning activities
|
ITA |
20110505 -
Diritto della banca e degli intermediari finanziari
(objectives)
The course aims to provide basic notions to understand how financial systems works, differences between banks and other financial intermediaries, as well as the reasons underlying special rules and public controls on intermediaries. The first part of the course is devoted to illustrating the characteristics of financial systems and the differences between banks and other financial intermediaries. The second part examines the rules governing banking supervision and the management of banking crises in the light of the evolution of the process of harmonization of laws in the financial sector in Europe.
|
7
|
IUS/05
|
56
|
-
|
-
|
-
|
Core compulsory activities
|
ITA |
Optional Group:
Materia a scelta(2 insegnamenti da 7CFU tra quelli proposti) - (show)
|
14
|
|
|
|
|
|
|
|
20110004 -
BUSINESS CONTRACTS
|
Also available in another semester or year
|
20110586 -
CIVIL PROCEDURE I
(objectives)
Civil procedure attends to dynamic field of judicial experience; the one is affirming the existence of rights, the other is their effective being and peaceful practice. Whether a right is denied or its practice is forbidden, we need effective redress devices. Civil procedure attends to relationships between claimant and defendant. Before studying how proceedings are regulated, however, we need to describe the aim which they can pursue, that is protection forms, which overlap to different kinds of manageable action. We need to specify prerequisities of Courts before which the proceedings is brought, as well as qualities of parties involved in the proceedings, and devices that each of them can use. These general topics concern the first part of the course. In the second and third part we will examine rules of ordinary proceedings before lower courts and appeals.
|
7
|
IUS/15
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
20101479 -
LEGAL CLINIC
(objectives)
The Small Savers Protection Legal Clinic (SSPLC) provides students with a qualified legal education on the legal framework about consumers and small savers protection in the banking and financial sector, especially as regards the enforcement of their rights and the filing of claims before the "Arbitro Bancario e Finanziario" (ABF - for banking issues) and the “Arbitro delle Controversie Finanziarie” (ACF – for financial issues); builds a network cooperation between academics and professionals; promotes knowledge of alternative methods of dispute resolution within the academic community and amongst. Specific aims of the SSPLC is to combine both the clinical approach and the ADR promotion. In Italy, in fact, we have the Banking and Financial Ombudsman (Arbitro Bancario Finanziario, ABF), an out-of-court settlement scheme for disputes between customers and banks and other financial intermediaries, established in 2009 by the Bank of Italy to introduce an alternative mechanism that is faster and less expensive than civil litigation.
|
7
|
IUS/02
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201485 -
FINANCIAL MARKET LAW
|
Also available in another semester or year
|
21210153 -
DOMESTIC ACCOUNTING PRINCIPLES
|
Also available in another semester or year
|
21210155 -
IFRS AND FINANCIAL INFORMATION
(objectives)
To give students advanced knowledge of Financial Accounting according to International Accounting Standards issued by IASB. A link between accounting and risk is also analysed and the importance of disclosure is highlighted.
|
7
|
SECS-P/07
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201542 -
CORPORATE AND INVESTMENT BANKING
|
Also available in another semester or year
|
21201489 -
ECONOMY OF INSURANCE AND WELFARE COMPANIES
(objectives)
The course aims at providing an in-depth treatment of major insurance and pension funds topics. After a discussion of basic concepts of risk management and insurance, the course focuses on main life and non-life insurance products. The economics of insurance companies is then examined considering both the managerial and the regulatory perspectives.
|
7
|
SECS-P/11
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21210101 -
FINANCIAL SERVICES STRATEGIES
|
Also available in another semester or year
|
21210109 -
RISK MANAGEMENT AND VALUE CREATION IN BANKING
|
Also available in another semester or year
|
21201721 -
Competitive Strategies in Financial Services
|
Also available in another semester or year
|
21210113 -
STATISTICS
(objectives)
Statistics is a compulsory course aimed at introducing the basic techniques for the analysis of statistical data. Topics taught include displaying and describing data, basic probability theory and statistical inference. Attention will be focused on applications to business and economics. At the end of the course, the student will have: - become familiar with the main concepts and methods of descriptive statistical analysis, probability and inference; - acquired a theoretical understanding of statistical techniques and an appropriate critical sense in choosing the most suitable indicators and techniques for the analysis of data sets with specific characteristics; - developed the ability to analyse real data sets by choosing the most appropriate technique, applying it and interpreting the results.
|
7
|
SECS-S/01
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21210239 -
GENERAL MATHEMATICS
|
Also available in another semester or year
|
21201494 -
FINANCIAL MATHEMATICS
(objectives)
The course aims to set the logical foundations of financial evaluation, to provide the basics for the markets’ formalization and for the measurement of the value and risk of financial contracts, to introduce the evaluation of traditional insurance contracts.
|
7
|
SECS-S/06
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201735 -
Insurance and Pensione Funds
(objectives)
The aim of the course is to provide students with the theoretical foundations of calculation in life insurance, with particular reference to premiums, mathematical reserves and the insurance profit, and with the theoretical bases for understanding pension models. Students will also be able to use a spreadsheet (Excel) to solve concrete cases
|
7
|
SECS-S/06
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201736 -
QUANTITATIVE FINANCE AND DERIVATIVES
(objectives)
The course has the objective of providing foundations for the valuation of derivatives and for the analysis of quantitative finance problems.
|
7
|
SECS-S/06
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21201404 -
ENVIRONMENTAL BUSINESS ECONOMICS AND SUSTAINABLE ENTERPRISE
|
7
|
SECS-P/07
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
21210034 -
BUSINESS ECONOMICS - ADVANCED COURSE
|
|
21210034-1 -
ECONOMIA AZIENDALE - CORSO AVANZATO - I MODULO
|
Also available in another semester or year
|
20110609 -
Business crisis law and bankruptcy procedures
|
7
|
IUS/04
|
56
|
-
|
-
|
-
|
Elective activities
|
ITA |
|
SECOND YEAR
First semester
Course
|
Credits
|
Scientific Disciplinary Sector Code
|
Contact Hours
|
Exercise Hours
|
Laboratory Hours
|
Personal Study Hours
|
Type of Activity
|
Language
|
20110471 -
Diritto delle autorità amministrative indipendenti
(objectives)
Law of independent administrative authorities (IUS / 10) - The course aims to make people understand the reasons behind the birth of this "new" model of administration and the differences compared to traditional administrations. The course also intends to provide the basic notions on the organization and activity of the independent administrative authorities. In order to offer students an in-depth understanding of the model of independent administrative authorities and how they currently fit into the institutional chessboard, the course will focus on the reasons behind the emergence of independent administrative authorities; on the constitutional basis of the action of the independent authorities; on the areas of intervention of the independent authorities; on the organization of AI with particular reference to the mechanisms that ensure their independence; on the powers exercised by the independent authorities, on the procedural rules and on the types of measures adopted, with particular reference to the problem of procedural legality; on the evolution of the judicial review on the acts of the AI and on other forms of control. These issues will be explored not only with reference to national AI, but also with reference to independent European authorities. Furthermore, the action of the AI will also be analyzed through the lens of the economic analysis of the law which identifies with reference to the independent administrative authorities, a particular form of agency relationship.
|
9
|
IUS/10
|
72
|
-
|
-
|
-
|
Core compulsory activities
|
ITA |
20110503 -
Economia, strategia e gestione delle banche – Corso progredito
(objectives)
The cours aims to provide a solid understanding of the operation of bank sector. It examines the nature and characteristics of the various activities carried out by banks, the products submitted to customers and the factors of production used, organization, business model, also considering the impact of regulation and supervision on management choices. By the end of the cours, students will have developed the ability to analyze and understand the behavior of banks, according to existing regulations.
|
9
|
SECS-P/07
|
72
|
-
|
-
|
-
|
Core compulsory activities
|
ITA |
20110476 -
Comparative Competition Law
(objectives)
This course, taught in English, focuses on competition law from a comparative perspective (with particular reference to the European Union and the United States). It aims to provide students with the tools for understanding antitrust policies and their concrete implementation through the study of EU and U.S. legislation, case law and enforcement practice. In addition to dealing with individual cases, the course includes in-depth study of specific topics related to sectors of interest (including digital markets) and the intersections between competition law and other areas of law, such as intellectual property law. In addition, the course provides for the active participation of students in the analysis and discussion of relevant case law and in the simulation of trials.
|
7
|
IUS/02
|
56
|
-
|
-
|
-
|
Core compulsory activities
|
ENG |
Optional Group:
Tirocini formativi/Stage o attività formative indicate dal corso ( 4 cfu) - (show)
|
4
|
|
|
|
|
|
|
|
|
Second semester
Course
|
Credits
|
Scientific Disciplinary Sector Code
|
Contact Hours
|
Exercise Hours
|
Laboratory Hours
|
Personal Study Hours
|
Type of Activity
|
Language
|
20110477 -
EU Financial Law: Institutional Framework
(objectives)
EU Financial Law: Institutional framework (IUS/05) - The course aims to introduce students to the study of European regulation of the financial sector, with particular attention to the supervisory architecture. The first part of the course is devoted to illustrating the functions of the financial system and the intermediaries through which these functions are performed; the fundamental principles and objectives that govern financial regulation. The second part explores the institutional architecture of supervision in Europe, with particular attention to the Banking Union and the tasks of the European Central Bank. The decisions of the European Court of Justice are key readings to understand the regulatory framework.
|
7
|
IUS/05
|
56
|
-
|
-
|
-
|
Related or supplementary learning activities
|
ENG |
Optional Group:
Tirocini formativi/Stage o attività formative indicate dal corso ( 4 cfu) - (show)
|
4
|
|
|
|
|
|
|
|
|
20110463 -
FINAL EXAM
(objectives)
Examen Final
|
19
|
|
190
|
-
|
-
|
-
|
Final examination and foreign language test
|
ITA |